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What to Know

Before You Borrow – Make a plan to know what you will owe before you borrow.Higher education is a major financial investment. It is important to know exactly what you are getting and what it will cost to make the right decision for you.



While In School – For college students, taking the time to learn how to be a smarter consumer now can pay off for years to come. Learn how to manage student loan debt and avoid repayment scams. Find out how you can use credit and debit cards wisely. And learn how to reduce your risk of identity theft, both online and offline.


After You Graduate – For many North Carolinians, graduation means that it is time to start repaying your student loans.These tips will help you keep your debt under control and repay your loans on time.